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Financial Analyst - Small Business Banking

U.S. Bank

U.S. Bank

IT, Accounting & Finance
Minneapolis, MN, USA
USD 81,515-105,490 / year + Equity
Posted on May 9, 2025

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

We are seeking a highly analytical and detail-oriented Financial Analyst to join our Finance and Data Analytics team within Small Business Banking. The successful candidate will be responsible for developing robust financial models, supporting strategic initiatives through data-driven insights, and managing cross-functional projects to drive business performance. This role will play a critical part in management reporting and strategic analysis to support decision-making at the senior leadership level.

Key Responsibilities:

  • Develop and maintain comprehensive financial models to support strategic planning, budgeting, forecasting, and valuation.
  • Analyze and assess pricing options for the full suite of small business banking products.
  • Conduct in-depth data analysis to identify trends, variances, and key business drivers.
  • Prepare and deliver accurate and insightful management reporting.
  • Partner with cross-functional teams to manage and execute financial aspects of strategic projects, ensuring alignment with business objectives and timelines.
  • Perform scenario and sensitivity analyses to assess potential risks and opportunities.
  • Continuously seek opportunities to improve financial processes, tools, and reporting efficiency.
Basic Qualifications
  • Bachelor's degree, or equivalent work experience
  • Typically two or more years of related experience
Preferred Skills/Experience
  • Working knowledge of financial analysis techniques and general accounting procedures
  • Well-developed mathematical and analytical skills
  • Basic knowledge in financial analysis, forecasting, and planning
  • Ability to identify and resolve exceptions and to analyze data
  • Strong technical skills related to data mining and visualization tools
  • Experience with MS Excel, Power BI
  • Experience with SQL preferred

Location Expectations

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $81,515.00 - $95,900.00 - $105,490.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.