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Consumer Portfolio Data Scientist



Data Science
San Jose, CA, USA
Posted on Friday, June 7, 2024
At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives.

Job Description Summary:
As a data scientist in the consumer portfolio analytics team, you will be responsible for monitoring the health of the portfolio across key engagement & profitability metrics. You will get exposure to solving complex problems in big data environment and creating EDA & RCA frameworks to provide meaningful insights to cross functional business teams including product & marketing.

Job Description:
We are seeking an exceptional data scientist with a passion for data insights and relentless focus on execution, who is

  • Curious and inquisitive: loves digging into data and uncovering insights
  • Hyper-analytical, truly believing in data-driven decisions and communicating ideas through storytelling
  • Highly motivated, result-oriented self-starter, enjoys working in a fast-paced environment, and can deliver successful results with minimal guidance

Day to day activities include analyzing consumer portfolio performance and health by:

  • Challenging the status quo, and driving data backed decision making
  • Identifying key metrics, conducting rigorous explorative data analysis, creating executive facing reports and presentations
  • Synthesizing large volumes of data with attention to granular details and presenting findings and recommendations to senior-level stakeholders
  • Collaborating effectively with cross functional stakeholders from product, marketing, finance, data engineering & other analytics teams
  • Supporting multiple projects at the same time in a fast-paced, results-oriented environment
  • Working independently on complex business problems

What do you need to bring:

  • At least 5 years of experience analyzing large, multi-dimensional data sets and synthesizing insights into actionable solutions
  • B.S. in a quantitative field, advanced degrees preferred
  • Fluent in SQL; at least one scripting language such as Python or R; basic statistics; and comfortable working with large, complex, and potentially messy datasets
  • Exceptional communication skills, both written and verbal, to influence cross-functional teams
  • A passion for problem-solving and comfort with ambiguity

PayPal is committed to fair and equitable compensation practices.

Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.

The U.S. national annual pay range for this role is $72700 to $176000

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com

Who We Are:

To learn more about our culture and community visit https://about.pypl.com/who-we-are/default.aspx

PayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering more than 400 million consumers and merchants in more than 200 markets to join and thrive in the global economy. For more information, visit paypal.com.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

As part of PayPal’s commitment to employees’ health and safety, we have established in-office Covid-19 protocols and requirements, based on expert guidance. Depending on location, this might include a Covid-19 vaccination requirement for any employee whose role requires them to work onsite. Employees may request reasonable accommodation based on a medical condition or religious belief that prevents them from being vaccinated.

REQ ID R0112027