Since our founding in 2006, we have transformed the banking industry by bringing a traditional credit product - the installment loan - online and we’ve been on the fast track ever since. We are one of the first fintechs to acquire a national bank charter, which has transformed our business economics and introduced all new capabilities, and now others are following our lead, validating the strength of our model. We are one of America’s largest providers of unsecured personal loans, originating more than $70 billion in loans to our over 4 million high-FICO, high-income members and helping them save millions on their cost of credit. And we’re just getting started. The problem we are solving: More than 50% of Americans are living paycheck to paycheck – and that includes people making over $100K annually. We’re able to provide cost-effective ways for our members to bridge cash flow gaps and better ways to lend, spend, and save. A culture that delivers impact: We’re tackling big problems.
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