Fraud Strategy, C# Developer and Data Analyst

Requisition ID

2025-108700

Posted Date

1 day ago(3/26/2025 1:02 PM)

Category

Risk & Regulatory

Salary Range

USD $74,900.00 - $153,100.00 / Year

Application deadline

4/4/2025

Position Type

Full time

At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together.

We believe that, when done right, investing liberates people to create their own destiny. We are driven by our purpose to champion every client’s goal with passion and integrity. We respect and appreciate the diversity of our employees, our clients, and the communities we serve. We challenge conventions strategically to create value for our clients, our firm, and the world. We live and bring to life the concept of ‘own your tomorrow’ every day. We champion our employee strengths, guide their development, and invest in their long-term success. We hire optimistic, results-oriented, curious, innovative, and adaptable people with the desire to help our clients and one another succeed.

The mission of eCrimes is to provide oversight of internal fraud controls, covertly detect fraudulent behavior, and to protect Schwab and our clients who have been compromised by bad actors.

What you’ll do:

• A hands-on role in the effective development and management of Charles Schwab’s online fraud risk from an authentication and behavior perspective.
• You will leverage a wide array of data, algorithms, and predictive models to develop fraud prevention strategies that detect the tactics of criminals who attempt to exploit controls in our digital channels.
• Strategize with front line teams to create appropriate controls to detect and manage the risk.
• Communicate and partner with business partners to identify and improve operational processes from a fraud perspective.
• Support the development of long-term strategic risk management policies and approaches to reduce the risk of fraud loss while maintaining a best-in-class client experience.
• Identify and champion any process improvement opportunities across the Fraud Risk Management organization.

To ensure that we fulfill our promise of “challenging the status quo,” this role has specific qualifications that successful candidates should have:

Required Qualifications:

• Bachelor’s degree in Finance, Mathematics, Statistics, or related field.
• 10 years of C# .Net programming experience or 5 years of experience with a Computer Science degree.
• 5 years of data analytics and/or general analysis experience, ideally in a fraud risk management environment.
• 5 years of advanced SQL knowledge. Other data analysis tools such as SAS, Python and/or R is a plus.
• Experience with Google Cloud Platform is a major plus.
• Understanding of how multiple dispersed systems and data sources can work together.
• Demonstrated ability to process large quantities of data, understanding system limits, and summarize key findings.
• Demonstrate strong quantitative and analytical skills, including questioning the status quo and testing results
• Strong ability to leverage creativity that uncovers root causes and builds successful solutions beyond a textbook approach.

Preferred Qualifications:

• Experience in the financial fraud or authentication industry preferred.
• An understanding of fraud risk decision strategy and development is a plus.
• Experience in financial services and/or data analytics fields.
• Demonstrate individual accountability, responsibility, and are instrumental in ensuring the team’s results.
• Demonstrate ability to think out of the box to identify gaps in operational processes.

#FCRM

In addition to the salary range, this role is also eligible for bonus or incentive opportunities

Own Your Tomorrow embodies everything we do! We are committed to helping our employees ignite their potential and achieve their dreams. Our employees get to play a central role in reinventing a multi-trillion-dollar industry, creating a better, more modern way to build and manage wealth.

Benefits: A competitive and flexible package designed to empower you for today and tomorrow. We offer a competitive and flexible package designed to help you make the most of your life at work and at home—today and in the future.